Latest Articles

Mortgage Preapproval Affect on Credit Ratings

Does Shopping Around for a Mortgage Preapproval Hurt Your Credit Rating? For serious home shoppers, especially in competitive housing markets, it isn’t enough to be prequalified. You also need to be preapproved for a loan amount equal to or greater than the price of the home you’re considering (minus the down payment).  That said, stringent […]

New Home Checklist: 7 Essential First Week Tasks

New Home Checklist: 7 Essential First Week Tasks Congratulations, you’ve bought a house! Purchasing the home you want is exciting. We’re here to help you minimize the inevitable stress of moving. After planning a move for months and diligently doing all the packing, prepping, and logistics, many people moving into a new home find themselves […]

Chenoa Fund Down Payment Assistance Program

The Chenoa Fund Down Payment Assistance Program increases affordable and sustainable homeownership opportunities for credit worthy individuals who lack down payment funds. Cedar Band Corporation (CBC) Mortgage Agency, owned by Cedar Band of Paiutes, is the name of the company that offers the product suite called the Chenoa Fund. Chenoa Offers Three Down Payment Assistance Options […]

Loan Checklist

Interested in getting a loan? Here’s a checklist of documents that you need ready and available to begin this process. Documents required vary from loan to loan, but generally the following are required, often for up to two years back: Statements of income such as last two years W-2’s, two current pay stubs, and the […]