Blog Archives - C2 Financial Corporation

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7 Jan 2021

What’s the Timeline Between Prequalifying* and Getting Your Home Loan Funds?

Whether it’s your first or fifth time, purchasing a home is an exciting experience. But, it can also be a stressful one. There are many tasks to complete and milestones to meet between prequalifying for a mortgage and receiving your funds. Understanding the requirements can help make the process seem a little less daunting. Here’s […]

18 Jul 2018

3 Reasons Why You Benefit Working with an Independent Mortgage Broker

Many new homebuyers assume that they must work directly with a bank or lender. While working with a bank or other type of lender is an option, it’s not always the best one. Working with an independent mortgage broker brings benefits to the table that banks and lenders can’t. Make sure you have all of […]

9 Jun 2018

Is your Condo Project in Litigation?

Good News for Condos with Minor Litigation with Fannie Mae and Freddie Mac: If the lender determines that pending litigation involves MINOR matters with no impact on the safety, structural soundness, habitability, or functional use of the project, the project is eligible provided the litigation meets one or more of the following conditions: non-monetary litigation […]

6 Jun 2018

Understanding Your Debt Ratio

When you are filling out a mortgage application, the lender will be asking you for specific financial information. One of the reasons they ask for this information is to enable the underwriter to calculate your debt ratio, also known as DR or DTI for “debt to income ratio”. The debt to income ratio is what […]

Copyright © 2021 | C2 Financial Corporation | NMLS# 135622 | Licensed to Do Business in the State of CA | This licensee is performing acts for which a real estate license and mortgage lender license is required. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker # 01821025; Maryland Commissioner of Financial Regulation; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional, and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA and MD. C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.

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